Welcome back, Real Estate Insiders! As summer begins to wind down, we’re taking a look at why you should never sell your rental property, considering all of your options before accepting money from your parents, the real reason why we don’t build more housing, plus so much more! If you haven’t signed up to our newsletters SUBSCRIBE NOW to receive insider updates, tips and advice, the hottest YQG listings, and so much more to keep you informed throughout the month. Let’s dive in!

It’s Time to Change Your Perspective on Tenants

Tenants are not simply a source of income, according to this blogger they are the “Guardians of your rental property”, meaning it may be worthwhile to change your perspective from maximizing cashflow to minimizing headaches. Read more on what to look for in a tenant and why now may be a good time to get into the rental market!

Read: View Your Tenants As Guardians Of Your Rental Property

Are 2% Worth Of Rate Cuts On The Horizon?

According to Citi Research analysts they are! Read more about how they are going against the grain by predicting a strong chance of steady rate cuts in the near future. 

Read: Citi Forecasts 200 Basis Points in Rate Cuts

Never Sell Your Rental Property

…Unless you have too. This article explains all of the cons of selling a rental, and unless you have specific plans that require you to sell, these may be enough to keep you holding on forever!

Read: Don’t Sell Your Rental Property if You Don’t Have to

Is Buying A Vacation Home Really Worth It?

As far as an investment, it may make more sense to rent a vacation home and invest the remaining money elsewhere, but some decisions are about more than money. Read here some quick math to do when contemplating a vacation home. 

Read: Is A Vacation Home A Good Investment?

We’re In A “Damned-If-You-Do, Damned-If-You-Don’t Housing Market”

Read here for updated housing charts to see why with little inventory and relatively high mortgage rates, we need something to change if we hope for a balanced market.

Read: The U.S. Real Estate Market In Charts

Bank Of Mom And Dad – Is It The Best Way To Go?

Before accepting money from your parents, it’s best to consider all the options! Read here for pros, cons and alternatives. 

Read: 6 Things To Consider Before Borrowing From The Bank Of Mom And Dad For Your First Home

The Real Reason We Don’t Build More Housing

There are many reasons housing supply isn’t being improved right now even after it’s been the topic of conversation for the past 4 years! Is it interest rates? Government red tape? NIMBY’s? Read here to find out.

Read: Why Don’t We Build More Housing?

What A Trump Presidency Could Mean For Your Finances

We will try not to make this too political, but as an investor you have to consider how each candidate winning could affect your finances. If Trump wins, it may be time to become aggressive in your investments again. Read here for why!

Read: What A Trump Presidency Means For Your Finances

You May Have Bought A House At The Top Of The Market

With unprecedented appreciation, many people dove head first into the housing market in 2020-2022, and while we cannot predict the future, this may have been the peak of the market for years to come. However this is not necessarily a bad thing, if you think of your house as more than an investment. Read here if you think you’ve bought at the top! 

Read: Buying A House At The Top Of The Market

Top Private Lending Tax Tips

If you are the private lender you probably are pretty savvy with your money, so best practice is to keep as much as possible.

Read: Top 10 Tax Tips Every Private Lending Investor In Canada Should Know

Real Estate Investing Isn’t For Everyone

If it’s not your passion and vision to own multiple properties, find good tenants, do value-add renovations, etc (or know and trust people who can), that’s totally ok! Read here about this bloggers journey to the realization that real estate investing wasn’t for them, it may help you decide if it’s for you!

Read: Not My Thing

80% Of New Condo Investors In Toronto Are Negatively Cashflowing

Are they holding on for better days? Are they banking on appreciation? Are they not willing to accept a loss on the sale? Read here

Read: Just Over 80% Of New Condo Investors In Toronto Are Losing Money On Their Rentals

Is It Time To Cash In The Nest Egg? Or Gift The Real Estate To Your Kids?

A lot of soon-to-be-retirees are hitting a fork in the road. Do they cash in their nest egg and live off the cash or fight to keep their real estate to gift to their children? It is obviously much harder to buy a home today than it was 20+ years ago, but most people’s net worth is tied up in their home. This is a tough question with no easy answer. Read on and get some more insight here!

Read: Our House Has Become A Retirement Nest Egg. But If We Cash Out, Will Our Kids Ever Own Property In Toronto?

We Need To Stop Successful Canadians That Are Leaving The Country

We need to encourage, assist, and reward those that take risks to be successful, as opposed to punish and devise them which the government has consistently done. Read here why more and more successful Canadians are leaving and what can be done to deter them. 

Read: It’s Time To Stem The Tide Of Successful People Leaving Canada