Welcome back, Real Estate Insiders! As the holidays approach, we’re zeroing in on the updates that matter most: why proper documentation can still make or break your tax treatment when selling, how courts are siding with buyers facing surprise closing fees, and what the 2025 federal budget really means for commercial investors. We’re also breaking down why long-term mortgages…yes, even 50-year options, are back in the spotlight, and why homeownership continues to offer unmatched stability compared to renting. Curious what your budget buys across Canada right now? We’ve included a snapshot, plus the latest shifts in livable rentals and condos. There’s plenty more below. If you haven’t subscribed yet for insider tips and smart strategies, SUBSCRIBE NOW. Let’s dive in!

Paper Trail Matters: “Selling for the Right Price” Can Still Trigger Flipper Taxes

Even if you sell a property after holding it for a while and simply got a good offer, tax authorities may still treat it as a flip. A recent Canadian court case shows that what matters most is your past behaviour and documentation, not just timing. Doublecheck your records now to ensure you clearly support a longterm investment story.

Read: When Selling for the Right Price Still Gets You Taxed Like a Flipper

Dealers Beware: Developer Can’t Sneak in Extra $60,000 Fees at Closing

In a 2025 Ontario case the court ruled that a developer’s attempt to add nearly $60,000 in extra fees at closing beyond the signed Agreement of Purchase and Sale (APS) was a breach of contract. Buyers got their deposit and upgrade payments back. If you see unexpected charges at closing, question them and consult your lawyer.

Read: Buyers Win After Developer Tries to Up the Price by $60,000 at Closing

2025 Budget Alert: What Investors and SmallBusiness Owners Need to Know

The 2025 federal budget introduces a big tax break for businesses buying or constructing processing or manufacturing buildings, allowing cost write-offs in the first year. This benefit helps commercial real estate investors, but does not apply directly to residential rentals. If you own or plan a nonresidential property business, talk to your accountant about these new provisions.

Read: What the 2025 Federal Budget Means for Real Estate Investors and Small Business Owners

Don’t Rent Forever: Why Homeownership Offers Security and Equity

Renting indefinitely may seem easy, but it limits your longterm control and wealth building. Owning a home gives stability and the opportunity to build equity, something renting cannot provide. Run the numbers, compare renting vs owning and see which fits your long-term goals.

Read: Please Don’t Rent Your Entire Life: Housing Security Is Vital

Why a 50 Year Mortgage Might Make Homeownership or Investing Possible

Stretching your mortgage over 50 years can lower your monthly payments, making homeownership or property investment more accessible in high-cost markets. It can help buyers and investors on a tight budget. Check with your lender to see if extended-term financing fits your budget and goals.

Read: A 50-Year Mortgage is Fantastic for Homeowners and Investors

Skip the Inspection at Your Peril: Why a Home Inspection is Worth the Cost

Skipping a home inspection might save you a few hundred dollars up front but could cost far more down the road. The article recounts a buyer’s regret, hidden problems existed because they skipped inspection. Don’t risk unexpected costs, always get a home inspection before closing.

Read: Paying for a Home Inspection is Worth the Cost, Don’t Skip Out

50 Year Mortgages in 2025: The Bigger Economic Picture

The extended mortgage term debate is heating up again. Economically, 50 year mortgages look attractive for long-term affordability, but they also have trade-offs. The article evaluates who really benefits. Think long term, weigh the pros and cons of extended term financing before committing.

Read: The Economics of a 50 Year Mortgage

Are Young People Doomed in Today’s Housing Market? A Reality Check for 2025

The article examines challenges young buyers face now, rising prices, wage stagnation, inflation. It questions whether current conditions are setting up younger generations for long-term hardship. If you’re a young buyer, get informed. Budget carefully and explore all your housing options.

Read: Are Young People Screwed?

Livable Apartments, Condos and Rentals: The New Housing Rulebook

With rising rents and shifting demand, livable apartments and condos are now central to Canada’s housing supply conversation. The article explores how rentals, condos, and flexible living arrangements are shaping modern housing. Considering renting or investing in rentals? Read this to understand what’s changing in demand and value.

Read: The Era of the Shoebox Condo is Over

Where $680,000 Gets You Across Canada: 2025 Housing Snapshot

This piece breaks down what a $680,000 budget buys in different Canadian markets right now, based on the national home-price benchmark, giving a realistic snapshot of housing affordability and regional variation. Curious what your budget buys where you live or want to move? Check it out for a quick reality check.

Read: What Kind of House Does $680,000 get you Across Canada?

The Silent Threat in Your Basement: What Realtors Must Know About Radon

Radon gas is odourless, invisible, and potentially deadly. This article breaks down why real estate agents can’t afford to ignore radon risks during transactions, how to test for it, and what disclosures may be required. Crucial info for agents who want to protect their clients, and themselves. Are you protecting your deals from hidden hazards? Read now and stay compliant.

Read: What do Realtors Need to Know About Radon Gas?

Ready to Retire? These Are the Top U.S. Spots for 2025

From small-town charm to sunny coasts, this guide highlights the best places to retire in 2025, with lifestyle tips, tax perks, and healthcare access in mind. If your clients are planning a move, this roundup is packed with relocation gold. Thinking of moving or helping someone downsize? Share this with your buyers!

Read: The Best Places to Retire in 2025