Welcome back, Real Estate Insiders! This month we’re diving into why your neighbours might be more important than your location, what the CRA really thinks about that $1 home sale, and why more Canadian parents are stepping in as the “new mortgage brokers.” Plus, we’re unpacking how to hold real estate in a corporation, what happens to your property when you pass, and the latest on Toronto’s condo market and Windsor-Essex housing. There’s plenty more to explore below! If you haven’t signed up to our newsletter to receive insider updates, expert tips, and smart strategies to stay ahead in the market, SUBSCRIBE NOW. Let’s dive in!

Balance Sheet, No Sweat: Learn Your Numbers Fast

You don’t need an accounting degree to manage your real estate finances. This guide breaks down income, expenses, and cash flow in simple terms. Want better control of your portfolio? Start by decoding your numbers.

Read: How to Finally Understand Your Business Numbers Without an Accounting Degree

Hold Real Estate in a Corporation? Read This First

Corporations can offer tax advantages, but they also bring complications. Understand how real estate income is taxed inside a corporation before you make the move. Before shifting properties into a corporation, get the facts.

Read: How Real Estate Income Is Taxed in a Corporation

The $1 Home Sale Myth: What CRA Actually Sees

Selling a property to family for a dollar can trigger a big capital gain. The CRA treats it as a sale at fair market value… no exceptions. Planning a family transfer? Make sure it won’t cost you later.

Read: What Happens if You Sell Real Estate to Family for a Dollar?

No Inheritance Tax in Canada? Not Quite

Canada doesn’t charge inheritance tax, but that doesn’t mean your estate is tax-free. Learn what really happens when someone passes with property. Own real estate? Know what your family will face.

Read: The Myth of Inheritance Tax in Canada: What Actually Happens When You Die

Is Toronto’s Condo Market Cracking or Rebalancing?

CMHC sees investor pressure and cash flow issues, but the fundamentals could rebound by mid-2026. Is this a repeat of the 90s or a soft reset? Watching the GTA? This might shape your next move.

Read: Is Toronto’s Condo Market Downturn a Repeat of the 1990s?

Affordable Housing in Windsor-Essex: Still Slipping Behind

Long waitlists, tight budgets, and slow builds are putting pressure on Windsor-Essex. Demand far outpaces new supply, especially rentals. Thinking about rental supply? This is your market signal.

Read: Windsor-Essex Needs a lot More Affordable Housing

Parents Are the New Mortgage Brokers

Half of Canadian first-time buyers now get help from family via gifts, joint purchases, or private loans. It’s changing how deals get done. Helping your kids buy? Here’s what you need to know first.

Read: Inheritance Gifts are Creating a Generation of Haves and Have Nots

Power of Attorney: Can You Say No?

You can decline or resign from POA, but it requires notice and sometimes legal follow-up, especially when real estate is involved. Named in a POA and unsure what it means? Start here.

Read: Can you Decline or Step Down as Power of Attorney in Canada?

Why One Advisor Owns Zero Gold and What He Buys Instead

This wealth advisor avoids gold entirely because it doesn’t earn income. He prefers assets like real estate that cash-flow and appreciate. Want passive income and growth? This mindset shift is key.

Read: Why I Don’t Own Any Gold

Your Neighbours Might Be More Important Than Your Location

82% of buyers say neighbourhood culture matters as much as price and location. Community and lifestyle shape long-term satisfaction. Buying or building? Think beyond the lot line.

Read: 82% of Americans Say Neighbours Matter as Much as Price and Location

What Does $1M Get You? Depends on the Map

In Manhattan, $1M buys a condo closet. In rural Canada or the U.S., it could get you a small estate. Great reference for investors sizing up value. Investing across borders? See what your money really buys.

Read: Where $1M Buys the Most (and Least) Space

Thinking of Selling? Know the Tax Rules First

Whether it’s your principal residence, a flip, or a long-term hold, the tax treatment of property sales in Canada varies widely. This guide breaks down capital gains, exemptions, and the difference between income vs investment treatment with real examples. Selling real estate soon? Avoid tax surprises by knowing the rules now — not after the deal closes.

Read: Everything You Need to Know About Property Sales in Canada